Consolidated income statement

For the year ended 31 December

In 1,000 CHF

Note

2015

2014
represented

Commission income

4

200,203

214,039

Annual fees

97,228

88,017

Interest income

5

103,835

103,413

Other income

6

82,791

99,689

Total revenue

484,057

505,158


Processing and service expenses

7

90,549

98,090

Distribution, advertising and promotion expenses

8

94,626

112,522

Interest expenses

5

24,882

25,400

Impairment losses from Payment and Consumer Finance

11

15,633

15,472


Personnel expenses

9

100,843

93,826

Other expenses

10

49,665

52,913

Depreciation

19

5,659

5,054

Amortisation

20

18,128

19,266

Total expense

399,985

422,543


Results from operating activities

84,072

82,615


Income from associates

21

3,024

3,318

Profit before income tax

87,096

85,933


Income tax expenses

12

12,479

11,835

Profit for the period

74,617

74,098


Profit attributable to:

Owners of the company

74,900

74,604

Non-controlling interests

(283)

(506)


Earnings per share

Basic earnings per share (in CHF)

13

2,996.01

2,984.16

Diluted earnings per share (in CHF)

13

2,996.01

2,984.16